ContractTrap Resources

Authoritative UK websites and guides we reference

These are the official UK resources we reference when building your ContractTrap letter. Useful if you want to dig deeper into unfair contract terms, cooling-off periods, or your right to challenge hidden charges and restrictions.

Legislation & Rights

Consumer Rights Act 2015 Section 62

The law that protects you from unfair contract terms. Explains what terms are considered unfair and when they're not binding.

Unfair Contract Terms Act 1977

Additional protection against unfair terms. Prevents businesses from excluding liability for negligence or breaching your rights.

14-Day Cooling-Off Period

Your right to cancel distance and off-premises contracts within 14 days of purchase, no questions asked.

Ombudsmen & Complaints

Financial Ombudsman Service (FOS)

For complaints about unfair contract terms from banks, insurers, and financial services providers.

Trading Standards

Local authority office that investigates unfair trading practices and unfair contract terms.

Consumer Guidance

Citizens Advice - Contracts

Free guidance on unfair terms, what you're not bound by, and how to challenge a contract.

Which? - Consumer Rights

Independent advice on unfair contract terms and your right to cancel within 14 days.

Frequently Asked Questions

What is an unfair contract term?

A term that unfairly disadvantages you. Examples: hidden fees, no cancellation rights, removing your legal rights, or unreasonable restrictions.

Can a contract remove my legal rights?

No. Any term that tries to remove or limit your legal consumer rights is automatically unfair and not binding on you.

What is the 14-day cooling-off period?

When you buy from a distance (online, phone, mail), you have 14 days to cancel with no reason and get a full refund. Some exceptions apply (food, custom items).

What can I do if a company won't honour my cancellation?

Complain in writing and escalate to Trading Standards or the relevant ombudsman. You can also take them to small claims court.

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